Mobile money, in one wallet.
Add money from your mobile money account, send it to anyone on Payroon, and cash out to your phone. You see every fee before you confirm.
- Send to other Payroon users: free
- Works in 1 countries
- English and French



What will it cost?
Choose an action and an amount. These are the fees we charge right now.
Minimums and limits are set in XAF and converted for other currencies. The app confirms the exact amount before you pay.
Where Payroon works
Your wallet uses the currency of the country you sign up in. Mobile money operators depend on the country.
Cameroon
+237Everything runs from one balance
Money you add can be sent, saved, split or withdrawn without leaving the app.
Add money
Pay from your mobile money account with the operator in your country. Your balance updates once the payment is confirmed.
Send and request
Send to anyone on Payroon with their name, email, phone or ID. Ask a friend to pay you with a payment request.
Split bills
Create a split, add people, and track who has paid. You are repaid straight into your wallet.
Save for goals
Set a target, put money aside, and take it back whenever you want.
Run a Njangi
Rotating savings groups with escrow, automatic cycles and a trust score for every member.
Invite friends
Earn 100Â XAF when a friend you invited makes a first deposit of at least 1,000Â XAF.
Start in four steps
Create an account
Use your email and phone number. We verify both with a code.
Set your PIN
A 6-digit PIN protects every payment you make.
Add money
Pay from your mobile money account. Minimum 100Â XAF.
Send, save or withdraw
Verify your identity whenever you want higher limits.
Limits grow when you verify your identity
Verification is free. Upload your ID and a selfie and we review them. Verified accounts get 2 times the limits below.
| What you do | Unverified | Verified |
|---|---|---|
| Add money per day | 500,000Â XAF | 1,000,000Â XAF |
| Withdraw per transaction | 50,000Â XAF | 100,000Â XAF |
| Withdraw per day | 100,000Â XAF | 200,000Â XAF |
| Send per transaction | 100,000Â XAF | 200,000Â XAF |
Njangi, with a ledger everyone can see
Create a group of 2 to 50 people, set the contribution and the cycle, and Payroon holds the money in escrow until each payout. Every contribution, payout and late fee is recorded.
Built to protect your balance
PIN on every payment, a lock after repeated wrong PINs, verified email and phone, and an activity record for every movement of money.
Selling something? Accept Payroon.
Add “Pay with Payroon” to your shop or send a payment link on WhatsApp. Customers pay for free and you follow your sales live.
Open your wallet in a few minutes
Sign up with your email and phone number, then add money when you are ready.