Payroon
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Mobile money, in one wallet.

Add money from your mobile money account, send it to anyone on Payroon, and cash out to your phone. You see every fee before you confirm.

  • Send to other Payroon users: free
  • Works in 1 countries
  • English and French
Works withMTN MoMoOrange MoneyPayroon

What will it cost?

Choose an action and an amount. These are the fees we charge right now.

Fee ()

Minimums and limits are set in XAF and converted for other currencies. The app confirms the exact amount before you pay.

Where Payroon works

Your wallet uses the currency of the country you sign up in. Mobile money operators depend on the country.

Cameroon

+237
XAF
MTN Mobile MoneyOrange Money

Everything runs from one balance

Money you add can be sent, saved, split or withdrawn without leaving the app.

Add money

Pay from your mobile money account with the operator in your country. Your balance updates once the payment is confirmed.

Send and request

Send to anyone on Payroon with their name, email, phone or ID. Ask a friend to pay you with a payment request.

Split bills

Create a split, add people, and track who has paid. You are repaid straight into your wallet.

Save for goals

Set a target, put money aside, and take it back whenever you want.

Run a Njangi

Rotating savings groups with escrow, automatic cycles and a trust score for every member.

Invite friends

Earn 100 XAF when a friend you invited makes a first deposit of at least 1,000 XAF.

Start in four steps

  1. Create an account

    Use your email and phone number. We verify both with a code.

  2. Set your PIN

    A 6-digit PIN protects every payment you make.

  3. Add money

    Pay from your mobile money account. Minimum 100 XAF.

  4. Send, save or withdraw

    Verify your identity whenever you want higher limits.

Limits grow when you verify your identity

Verification is free. Upload your ID and a selfie and we review them. Verified accounts get 2 times the limits below.

What you doUnverifiedVerified
Add money per day500,000 XAF1,000,000 XAF
Withdraw per transaction50,000 XAF100,000 XAF
Withdraw per day100,000 XAF200,000 XAF
Send per transaction100,000 XAF200,000 XAF

Njangi, with a ledger everyone can see

Create a group of 2 to 50 people, set the contribution and the cycle, and Payroon holds the money in escrow until each payout. Every contribution, payout and late fee is recorded.

See how Njangi works

Built to protect your balance

PIN on every payment, a lock after repeated wrong PINs, verified email and phone, and an activity record for every movement of money.

Read about security

New: Payroon Merchant

Selling something? Accept Payroon.

Add “Pay with Payroon” to your shop or send a payment link on WhatsApp. Customers pay for free and you follow your sales live.

Discover the merchant space Developer docs

Open your wallet in a few minutes

Sign up with your email and phone number, then add money when you are ready.

Create your account