Bank‑Grade Security
Your money, protected
at every layer
Every transaction, every login, and every piece of data is shielded by multiple layers of security – the same standards used by international banks.
Six layers of protection
How Payroon keeps you safe
Security isn't one feature – it's woven into every part of the platform.
256-bit AES EncryptionAll data – in transit and at rest – is encrypted using AES‑256, the same standard used by banks and governments.
Two‑Step LoginAccess requires both your password and your personal 6‑digit PIN. Two layers – always.
KYC VerificationIdentity verification using government‑issued ID and liveness selfie. Stops fraud before it starts.
Session MonitoringSessions expire automatically. Logins from new devices trigger instant alerts.
QR Verification HashEach QR code payment is verified using a cryptographic hash – cloned QR codes rejected automatically.
Full Audit TrailEvery transaction, login, and setting change is logged with IP, timestamp, and device fingerprint.
Identity Verification Verify My Identity
KYC – protecting you and everyone on the platform
KYC verification is free for all users and takes under 2 minutes. Once verified, you unlock higher transaction limits and strengthen platform security.
Government IDUpload a photo of your national ID, passport, or driver's licence.
Liveness selfieConfirm the document belongs to you – under 30 seconds.
Reviewed within 24 hoursMost verifications approved instantly.
2× higher limits after verificationDouble the daily deposit, transfer, and withdrawal caps.
Unverified Account
Daily Deposit25,000 XAF
Daily Withdrawal25,000 XAF
P2P per transfer10,000 XAF
Verified AccountKYC Approved
Daily Deposit50,000 XAF
Daily Withdrawal50,000 XAF
P2P per transfer20,000 XAF
Takes under 2 minutesFree. No documents to print. No in‑person visit.
Regulatory compliance
Built to comply with financial law
Payroon operates in full compliance with applicable financial regulations.
AML – Anti‑Money Laundering
All transactions are monitored for suspicious patterns. Unusual activity triggers a manual compliance review.
Data Retention & Privacy
Transaction records retained for 7 years as required. We do not sell user data.
Read Privacy PolicyStay safe
Tips to protect your account
Use a unique PINNever use obvious PINs like 123456 or your birth year.
Keep your phone secureUse phone‑level security – fingerprint or screen lock.
Never share your PINPayroon support will NEVER ask for your PIN.
Avoid public Wi‑FiUse mobile data when possible.