Add money from mobile money
Choose your country and operator, enter your number, and approve the payment on your phone.
- Minimum deposit 100 XAF
- Fee: 3%, taken from what you add and shown first
- Your balance updates once the payment is confirmed
Example
Send money to anyone on Payroon
Find people by name, email, phone or ID, or pick someone from your favourites. A PIN confirms every transfer.
- Fee for sending: free
- Sending between currencies uses the current exchange rate, shown before you confirm
- Each transfer has a receipt you can download as PDF
Example
Withdraw to your phone
Cash out to the mobile money account you choose. The fee is added on top, so the amount you ask for is the amount that arrives.
- Minimum withdrawal 600 XAF
- Fee: 1%, added to the amount
- Track the status in your activity
Example
Requests and bill splits
Ask someone to pay you with a payment request. Split a bill between friends and see who has paid.
- Requests can be accepted or declined
- Splits track every participant
- Money lands directly in your wallet
Savings goals
Name a goal, set a target and move money in and out whenever you like.
- Progress at a glance
- Take your money back at any time
Njangi groups
Rotating savings with escrow, payout cycles and trust scores.
- No Payroon fee on contributions or payouts
Referrals
Share your code. When a friend you invited makes a first deposit of at least 1,000 XAF, you earn 100 XAF.
- Track every invite and reward in the app
100 XAF
Account tools
Favourites, notifications, privacy controls, a light and dark theme, and English or French throughout.
Open your wallet in a few minutes
Sign up with your email and phone number, then add money when you are ready.