Cameroon's Smartest Wallet

Money moves
faster with
Payroon

Deposit, withdraw, send money P2P, manage Njangi savings groups — all in one secure platform built for Cameroon.

1%
On deposits
0%
P2P transfers
256-bit
Encryption
24/7
Support

One platform, endless possibilities

From everyday transfers to traditional savings — Payroon has every financial tool Cameroonians need.

Mobile Money Deposits

Top up via MTN MoMo or Orange Money in seconds. Instant credit to your wallet.

1% fee
Instant P2P Transfers

Send money to any Payroon user instantly. Search by name, scan a QR code, or select from favorites.

Free
Fast Withdrawals

Withdraw to MTN or Orange Mobile Money. Funds arrive directly in your account within minutes.

1% fee
Njangi Groups

Create or join digital Njangi rotating savings groups. Automated payouts and escrow protection.

Free
QR Code Payments

Every user gets a personal QR code. Scan to send — no account numbers needed.

Free
Smart Referrals

Earn 100 XAF for every friend you invite. Track and transfer earnings anytime.

100 XAF / referral

Up and running in minutes

1
Create Account

Sign up with email and phone. Set a secure 6-digit PIN.

2
Verify Identity

Complete KYC verification to unlock higher limits. Under 2 minutes.

3
Add Funds

Deposit via MTN MoMo or Orange Money. Balance updated instantly.

4
Send & Save

Transfer money, join Njangi groups, or withdraw whenever you need.

Cameroonian Culture

Njangi, reimagined for the digital age

Payroon brings the beloved Njangi rotating savings tradition online — with escrow protection, automated payouts, and trust scores.

Escrow ProtectionContributions held securely until the scheduled payout day.
Trust Score SystemMembers build reputation over time. Late payers flagged automatically.
Automated CyclesDeadlines enforced automatically. Missed payments trigger debt tracking.
Start a Njangi Group
December Njangi Active
50,000 XAF / month · 6 members
Cycle progress4/6 paid
A
Anita M.Douala · Trust 98%
Paid
B
Brice T.Yaoundé · Trust 95%
Paid
C
Cédric N.Bafoussam · Trust 87%
Pending

+ 3 more members · Next payout Dec 28

Your money, protected at every layer

Every transaction, every login, and every session is protected by multiple layers of security.

256-bit AES EncryptionAll data encrypted in transit and at rest with military-grade AES-256.
Two-Step LoginPassword + 6-digit PIN required for every login.
KYC VerificationIdentity verification for higher limits keeps the platform safe.
Session MonitoringAutomatic expiry and real-time alerts for suspicious activity.
QR Verification HashEach QR scan is verified with a cryptographic hash.
Full Audit TrailEvery transaction and action is logged with IP and timestamp.

Transparent, fair fees

No hidden charges. No surprises. Know exactly what you pay.

Mobile Money Deposit1%
P2P TransferFree
Withdrawal to Mobile Money1%
Njangi Group (join/create)Free
KYC VerificationFree
Referral Earnings100 XAF / referral

Fees collected at time of transaction. Verified users enjoy 2× higher limits.

Trusted across Cameroon

"Payroon changed how our Njangi group works. We used to worry about who would pay on time — now the system handles everything automatically."

A
Amina FoudaDouala

"Sending money to my family in Bafoussam used to be a hassle. With Payroon it takes 5 seconds and arrives instantly. The QR code feature is genius."

K
Kevin NguimfackYaoundé

"I've referred 12 friends and earned 1,200 XAF in referral bonuses. The app is fast, secure and the support team responds quickly."

M
Marie-Claire BouBafoussam

Frequently asked questions

Start sending money smarter today

Join Payroon — the digital wallet built for Cameroon. Free to join, instant to use.

Available on Google Play
Coming Soon App Store